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After a car accident in Pittsburgh, you’ll likely be faced with a decision: should you go with OEM (Original Equipment Manufacturer) parts or choose aftermarket alternatives when repairing your vehicle?

Here's a breakdown to help you decide:

OEM Parts: These are made by your car's manufacturer and are an exact match to what your car had before the collision. They're typically more expensive, but they guarantee fit, function, and finish.

Aftermarket Parts: These are produced by third-party companies and can vary in quality. They’re often more affordable and readily available but might not offer the same precise compatibility or warranty coverage.

Why does this matter for your insurance?

Most policies in Pennsylvania specify what type of parts they’ll cover—some will default to aftermarket unless you request otherwise. If you care about preserving your car’s value and factory warranty, OEM may be the better choice. But if saving money is the priority and you’re not driving a brand-new vehicle, aftermarket might work just fine.

Before making a decision, talk with your insurance adjuster and body shop. Also, check if your coverage gives you the flexibility to choose.

If you’re searching for the best Pittsburgh auto insurance that fits your repair preferences and budget, knowing how your provider handles replacement parts can make a big difference post-accident.